Terms and Conditions

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TERMS OF SERVICE

1. Our Services

Lend Mark Capital Group Inc. (the “Company,” “we,” “us,” or “our”) operates as a commercial financing brokerage and business financing intermediary. We assist businesses in identifying potential commercial financing products from banks, lenders, merchant cash advance providers, factors, equipment financing companies, and other third-party funding sources (“Funding Providers”). Available products may include merchant cash advances, sales-based financing, business loans, lines of credit, equipment financing, invoice financing, SBA-related financing, and other commercial financial products. Unless expressly stated otherwise in writing, Company is not the direct lender or funding provider. Submission of an application does not guarantee approval, funding, a particular financing amount, rate, factor rate, term, payment amount, or other financing terms.

2. Business-Purpose Transactions

Our commercial financing services are intended for legitimate business and commercial purposes. By applying for financing, you represent that the financing requested will be used primarily for business or commercial purposes and not primarily for personal, family, or household purposes.

3. Authority to Apply

By submitting an application or business information, you represent that you are at least 18 years old; are authorized to act on behalf of the identified business; have authority to provide the submitted information; and that the information provided is accurate and complete to the best of your knowledge.

4. Authorization to Share Information

You authorize Company to collect, review, process, transmit, and share information provided by you with potential Funding Providers and service providers as reasonably necessary to evaluate, process, facilitate, underwrite, document, or service a potential commercial financing transaction. Such information may include business information, ownership information, bank statements, processing statements, financial statements, tax documents, identification documents, existing obligations, credit-related information, and other documents reasonably required in connection with a financing request.

5. Credit and Financial Information

Where legally permitted and separately authorized when required, Company and/or prospective Funding Providers may obtain business credit reports, commercial credit information, public records, bank information, verification information, and other information used to evaluate an application. Any personal consumer credit report or information requiring specific authorization will be subject to applicable authorization requirements.

6. No Guarantee of Financing

Company does not guarantee approval, availability of financing, financing amount, rates, factor rates, fees, repayment or remittance terms, funding dates, or approval by any particular Funding Provider. You are responsible for reviewing all financing agreements and disclosures before entering into a transaction.

7. No Legal, Tax or Accounting Advice

Information provided by Company or through this website is for general informational and commercial financing purposes. Company does not provide legal, tax, investment, or accounting advice. You should consult your own professional advisers regarding any financing transaction.

8. Electronic Communications

By submitting contact information to Company, you authorize us, subject to applicable law and any consent language presented at the point of collection, to communicate with you concerning your inquiry, application, financing options, account, or related business services by telephone, email, text message, or other electronic means. Consent to marketing communications is not intended to be a condition of obtaining financing where prohibited by law.

9. Recorded Call Policy

For quality assurance, training, compliance, fraud prevention, documentation, dispute resolution, and customer service purposes, telephone calls involving Company personnel may be monitored and/or recorded where permitted by applicable law. When required by law, notice or consent will be obtained before recording. Recordings may be retained for a reasonable period consistent with business, compliance, legal, and record-retention requirements. Access is limited to authorized personnel and authorized service providers with a legitimate business need.

10. Data Security

Company maintains administrative, technical, and physical safeguards designed to protect confidential business information and personal information against unauthorized access, acquisition, disclosure, alteration, or destruction. Safeguards may include secure or encrypted transmission, encrypted or access-controlled storage, role-based access controls, password and authentication requirements, multi-factor authentication where appropriate, secure document portals, employee confidentiality requirements, physical document controls, clean desk procedures, secure destruction and disposal, security monitoring, and service-provider oversight. No electronic storage or transmission system can be guaranteed to be completely secure.

11. Third-Party Funding Providers

Company may introduce or submit applications to independent Funding Providers. Funding Providers are separate businesses and may maintain their own underwriting criteria, privacy practices, security procedures, contracts, and terms. Company is not responsible for their independent acts, omissions, underwriting decisions, or contractual obligations except as required by law.

12. Website Use

You agree not to use the website for unlawful or fraudulent purposes; submit false or misleading information; attempt unauthorized access; interfere with website security; introduce malicious software; impersonate another person or business; or use information obtained through the website in violation of law.

13. Intellectual Property

Unless otherwise indicated, the website, Company name, logos, graphics, written materials, software, design elements, and other proprietary content are owned by or licensed to Company and may not be reproduced or commercially exploited without authorization.

14. Disclaimer of Warranties

The website and its content are provided on an “as available” basis to the maximum extent permitted by law. Company makes no guarantee that the website will always be available, uninterrupted, error-free, or completely secure. Nothing on the website constitutes a commitment to provide financing.

15. Limitation of Liability

To the maximum extent permitted by applicable law, Company shall not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from use of the website or dealings with an independent Funding Provider. Nothing herein limits liability that cannot legally be limited or excluded.

16. Privacy

Your use of our website and services is also subject to the Privacy Policy contained below.

17. Changes to These Terms

Company may update these Terms periodically to reflect changes in services, business practices, technology, or applicable law. The current version will be posted on the website with an updated “Last Updated” date.

18. Governing Law

These Terms shall be governed by the laws of the State of [STATE], without regard to conflict-of-law principles, except where applicable federal law or another jurisdiction’s mandatory law controls.

19. Contact Information

Questions regarding these Terms may be directed to:

Lend Mark Capital Group Inc.
137A West End Ave 2nd Floor
Brooklyn, NY 11235
877-939-4455
info@lendmarkcapitalgroup.com